Buying or selling a car in Dubai is common. But for beginners, the ownership transfer process can feel confusing. There are rules, documents, and inspections to follow. Missing one step can delay everything.
This guide explains how to transfer car ownership in Dubai in simple words. Whether you are a buyer or a seller, this article will help you complete the process smoothly and legally.
Why Car Ownership Transfer Is Important in Dubai
Car ownership transfer is not just paperwork. It protects both buyer and seller.
If the car is not transferred:
- Fines stay under the old owner’s name
- Accidents can cause legal trouble
- Insurance becomes invalid
Dubai’s RTA system ensures clear records. Once ownership changes, all responsibility moves to the new owner.
Who Can Transfer Car Ownership in Dubai?
Ownership can be transferred when:
- Both buyer and seller are present
- The car has no unpaid fines
- The vehicle passes inspection
- Insurance is active
The process is handled through RTA-approved service centers.
Many car owners prefer completing checks through a reliable Car Garage in Dubai before starting the transfer. It helps avoid last-minute issues.
Documents Required for Car Ownership Transfer
For the Seller
- Emirates ID
- Vehicle registration card (Mulkiya)
- Clearance of fines
For the Buyer
- Emirates ID
- Valid UAE driving license
- Car insurance (under buyer’s name)
If the car is financed, a bank clearance letter is also required.
Step-by-step Guide
Step 1: Clear All Traffic Fines
Before anything else, all fines must be paid. Even small fines can block the transfer.
Fines can be checked and paid online through:
- RTA website
- Dubai Police app
Once cleared, the system updates automatically.
Step 2: Vehicle Inspection (Very Important)
Most used cars in Dubai must pass an RTA inspection.
The inspection checks:
- Engine condition
- Brakes and suspension
- Steering response
- Lights and tyres
If issues are found, repairs must be done before approval. Services like Car Inspection, Brake Pads, and Suspension Repair are commonly needed at this stage.
A reliable Car Garage in Dubai can handle these repairs quickly, so the car passes without delays.
Step 3: Get Car Insurance in Buyer’s Name
Insurance is mandatory before ownership transfer.
The buyer must:
- Choose an insurance provider
- Use the car’s chassis number
- Get the policy issued under their name
Without insurance, the RTA will not proceed.
Step 4: Visit an RTA Transfer Center
Both buyer and seller must go to:
- RTA Customer Happiness Center
- Tasjeel
- Wasel
At the counter:
- Documents are verified
- Fees are paid
- Ownership is transferred
The process usually takes 15–30 minutes if everything is complete.
Car Ownership Transfer Fees in Dubai
Here is a general cost breakdown:
- Ownership transfer fee: AED 350
- Knowledge and innovation fees: AED 20
- Vehicle inspection (if required): AED 170
- New registration card: AED 50
Extra costs may apply if repairs or re-inspection are needed.
Can Car Ownership Be Transferred Online?
Partially, yes.
Some steps like:
- Fine payment
- Insurance purchase
Can be done online.
However, inspection and final transfer still require a physical visit.
What If the Car Fails Inspection?
If a car fails inspection, the report shows the exact issues.
Common failure reasons:
- Worn brake pads
- Oil leaks
- Electrical faults
- Tyre condition
Services such as Car Repair, Oil Change, and Car Electrical Repair are often required before re-inspection. After repairs, the car can be tested again.
Transferring Ownership of a Used Car vs a New Car
Used Car
- Inspection required
- More document checks
- Higher risk of repair needs
New Car
- Usually no inspection
- Faster process
- The dealer may handle the paperwork
Used car buyers should always verify vehicle condition before transfer.
Mistakes Beginners Should Avoid
Many first-time buyers make simple mistakes:
- Buying insurance after visiting RTA
- Forgetting unpaid fines
- Ignoring inspection reports
- Not checking service history
These mistakes cause delays and extra costs.
How Long Does the Process Take?
If everything is ready:
- Same-day transfer
- Under one hour at the center
If inspection fails:
- 1–2 extra days depending on repairs
Preparation saves time.
Why Professional Support Helps
While the process is straightforward, vehicle condition often causes delays. A trusted Car Garage can handle inspections, repairs, and pre-transfer checks in one place. This reduces stress and avoids repeat visits.
Final Thoughts
Car ownership transfer in Dubai is simple when done correctly. Clear fines, pass inspection, arrange insurance, and visit an RTA center with all documents.
For beginners, preparation is the key. Checking the car early and fixing minor issues makes the process smooth and fast.
Royal Prince Autocare supports car owners at every step, from inspection readiness to essential repairs, ensuring your transfer experience stays hassle-free.